Being proactive as a homeowner is smart and can save you lots of hard-earned money. Are you thinking about refinancing? Is it a good move at this juncture? Start by getting a pre-loan appraisal from a state-certified appraiser with Smyth Appraisals. Smyth Appraisals has over two decades worth of experience in the Southern California area.

There many advantages to doing a pre-loan appraisal. By knowing what your home is worth, you will be able to decide if pursuing a refinance is worth the effort. This may save you a significant amount of money in additional appraisal fees to the lender during the loan process. Additionally, should the lender’s appraiser have a significantly different value opinion, you will already have second professional’s opinion as a backup — which may be used to successfully dispute the lender’s appraisal, and possibly result in successfully closing the loan.

A pre-loan appraisal from Smyth Appraisals may also help avoid potential private mortgage insurance fees and land you a lower interest rate on your loan. In addition, a pre-loan appraisal provides comparable sales that can be presented to the bank appraiser. We specialize in giving borrowers a good idea of what their home is worth, before they start the loan process.

Lenders, banks, homeowners, and buyers throughout Southern California have come to rely on the professionalism and accuracy of Smyth Appraisals. We are the experts in pre-loan appraisals, and we embrace the opportunity to help you save time and money in the pre-approval process. We offer affordable and professional  appraisals to establish your home’s present market value. Get the information you need to make sound financial decisions.